Safeguard Your Livelihood With Bechtel Insurance

If you own a business of any size, then you cannot run it without commercial insurance. It secures your hard work against theft, natural disasters, and any liabilities you must assume as part of doing business. It prevents a lawsuit or worker’s compensation claim from imperiling your livelihood. It ensures that you’ll one day be able to pass down your success to future generations!

Personalized Commercial Insurance

When you partner with Bechtel Insurance for your commercial insurance needs, you will enjoy total peace of mind that your enterprise is fully protected. We have proudly served business owners in Sioux Falls, SD and the wide surrounding area for all their insurance needs since our foundation in 1972. As a second-generation family-owned business, we value our clients’ desire for permanence: assurance that they can continue doing business regardless of whatever life throws their way, and one day leave a legacy to their heirs.

No two businesses are identical. Likewise, no two commercial insurance policies should ever be the same. When you entrust your company’s viability to Bechtel Insurance, you will sit down with one of our agents, have a frank and personal conversation, and help us understand everything that could possibly jeopardize your business. We will use that information to determine precisely which insurance products are best suited to your line of work, and then custom tailor the ideal policy for your business.

Perhaps you are expanding your business, and only need extra protection against some of the new liabilities you are assuming. Perhaps we already have the privilege of calling you our client, and you need to file an insurance claim as quickly as possible. Or perhaps we have never spoken before, and you just have questions about insurance you’d like answers to. Regardless of your insurance needs, our goal has remained the same for over half a century: to satisfy them in full.

Comprehensive Commercial Insurance Solutions

Whether you are building a new business insurance policy or simply require supplemental insurance, our cost-effective yet comprehensive coverages will secure your future as an entrepreneur.

  • Accounts receivable insurance
  • Business income insurance
  • Business interruption insurance
  • Business liability insurance
  • Business owners policy (BOP)
  • Commercial auto insurance
  • Commercial property insurance
  • Commercial umbrella insurance
  • Crime insurance
  • Cyber liability insurance
  • Equipment breakdown insurance
  • Key employee insurance
  • Liquor liability insurance
  • Products-completed operations insurance
  • Workers’ compensation insurance
Contact us today to speak with Dave or Heather about your commercial insurance needs!


232 E 12th St
Sioux Falls, South Dakota 57104


Monday- Friday 9:00am-5:00pm
Closed Sat-Sunday