Defend Yourself on the Road With Bechtel Insurance

Despite your best efforts, it is not entirely within your power to stay safe on the road. Careless drivers pose a very real threat to your vehicle and your personal safety. The Midwest’s unpredictable weather can seriously damage your vehicle at virtually any moment. And although you exercise the utmost caution while you are driving, you are still human. You can make a mistake that winds up costing you dearly.

Owning or licensing a vehicle should not come with a risk of financial ruin.

If you want to protect your valuable property, ensure that you can afford medical treatment for injuries resulting from a collision, and enjoy peace of mind that you will be able to cover any fees you may incur if you are found liable for an auto accident, Bechtel Insurance is at your service.

Personalized Auto Insurance

Finding the ideal auto insurance policy is seldom a straightforward process. It requires careful consideration of how frequently you drive, your driving record, and which kinds of vehicles you own and who drives them. If you pick two drivers at random, the odds that their needs would be fully met by the same insurance policy are infinitesimally small.

Our family-owned second-generation insurance agency understands this perfectly. That is why we initiate each client relationship with an open discussion. Once we have ascertained your budget and circumstances, we will be poised to tailor the ideal auto policy for your unique needs.

Truly Comprehensive Coverage

If it moves, we’ll insure it. We offer bespoke insurance policies that cover all vehicles, including cars, trucks, SUVs, motorcycles, RVs and boats. We cover personal and business vehicles alike. We additionally provide SR-22 vehicle liability insurance that state governments require certain drivers to purchase.

Protect Yourself

You cannot predict what can damage your vehicle while it’s on the road – or even when it’s parked in your garage or driveway. In addition to securing reimbursement for any expenses you may incur as the result of one of more personal injuries, we’ll make certain you are made whole again should your vehicle fall victim to:

  • Theft
  • Vandalism
  • Fire damage
  • Hail damage
  • Flying debris
  • Broken glass
  • Flood damage
  • Water damage
  • Animal collisions
  • Vehicle collisions
  • Fallen tree limbs
  • Property damage

Uninsured and Underinsured Motorists Coverage

Unfortunately, not all people are as thoughtful as you are. If you are involved in an accident, the other driver may flee the scene before you can so much as learn their name. And although South Dakota state law requires all motorists to obtain proof of financial responsibility, many drivers still refuse to purchase auto insurance – or only purchase insufficient coverage.

That’s why we offer uninsured and underinsured motorist coverage. It assures that you will be able to pay for damage to your vehicle and medical treatment in the event you encounter a driver who doesn’t share your foresight.

Do you own multiple vehicles? Ask about our bulk auto insurance discounts!
Contact us today to speak with Dave or Heather about your auto insurance needs!


232 E 12th St
Sioux Falls, South Dakota 57104


Monday- Friday 9:00am-5:00pm
Closed Sat-Sunday